ABBRIVIATIONS

Abbreviation

            NBFC-NON-BANKING FINANCE COMPANY

            CRMD- CUSTOMER RELATIONS MANAGEMENT DEPARTMENT

            ULIP- UNIT LINKED INSURANCE PLAN

            VAT-VALUE ADDED TAX

            MECPL-MUTHOOT EXCHANGE COMPANY PRIVATE LIMITED.

             RTGS-REAL TIME GROSS SETTLEMENT

            GBP-GREAT BRITAIN POUND

            MECPL-MUTHOOT EXCHANGE COMPANY PRIVATE LIMITED

            DPN-DEMAND PROMISSORY NOTE

            USP- UNIQUE SELLING POINTS

            KDM-KOLLAR DENSITY METRIC

            CDF: CURRENCY DECLARTION FORM

            BCTT: BANKING CASH TRANSACTION TAX

            IFSC-INDIAN FINANCIAL SYSTEM CODE

            IIBF: INDIAN INSTITUTE OF BANKING AND FINANCE

CRR-CASH RESERVE RATIO

NPA: NON PERFORMING ASSETS

CAIIB:CERTIFIED ASSOCIATE INDIAN INSTITUTE OF BANKING

JAIIB: JUNIOR ASSOCIATE INDIAN INSTITUE OF BANKING

CIP:CUSTOMER IDENTIFICATION PROCEDURE

CAP:CUSTOMER ACCEPTANCE POLICY

SEBI:SECURITIED AND EXCHANGE BOARD OF INDIA

DRHP:DRAFT RED HERRING PROSPECTUS

DEMAT:DEMATERIALIAZATION OF SHARES

IATA-INTERNATIONAL AIR TRAVEL ASSOCIATION

IPO-INITIAL PUBLIC OFFERING

DEMAT-DEMATERIALIZED ACCOUNT

KYC-KNOW YOUR CUSTOMER

SWIFT- Society For Worldwide Interbank Financial Telecommunications

IRDA-Insurance Regulatory Development Authority

NSE-NATIONAL STOCK EXCHANGE

CDSL-Central Depository Services Ltd

NSDL-National Securities Depository Limited

CTR-Cash Transaction Report

Muthoot Environment Research Foundation (MERF)

Muthoot Precious Metals Corporation(MPMC)

Muthoot Leasing and Finance Ltd. (MLFL)

Muthoot Wealth Management Services (MWMS)

RTGS (Real Time Gross Settlement)

Deduction of tax at source - TDS

Core Banking Solutions (CBS)

Inter Office Memo – IOM

CENTRAL OFFICE TRANSACTIONS - COT

Cash-in-transit – CIT

Demand Promissory Note - DPN

REPORT OF AUDIT COMMENCEMENT – M45

REPORT OF AUDIT COMPLETION         _ M46

Swarnasamridhi – Coin’  (SSC)

ANNUAL CONFIDENTIAL REPORT (ACR)

MUTHOOT PRIVILEGE CARD (MPC)

Central Processing Unit (CPU)

IFSC(Indian Financial System Code)

Banking Cash Transaction Tax-BCTT)

Cash Withdrawal Tax-CWT

Minimum Guaranteed Incentive (MGI)

Bureau of Indian standards (BIS)

Tier II Bonds – STAR BOND & DOUBLING BOND

Gold Loan Installment Scheme (GLIS)

Overdraft against Gold ( ODG

Gold Overdraft ( GLD )

Executives Marketing Services-EMS

ANNUAL BUSINESS CONFERENCE- ABC

Field Verification Report-FVR

24 Carat Personal Loan (24 CPL)

Cash Reserve Ratio (CRR)

Customer Relation Executives (CRE)

Indian Institute of Banking & Finance  ( IIBF )

YOY” (Year Over Year).

Flexi Personal Loan (FPL)

Cash transaction Report’(CTR)

Spurious Gold Register - SGR

HRA – HOME RENT ALLOWANCE

HRD – HUMAN RESOURCE DEPARTMENT

VRS:      Voluntary Retirement Scheme

VPP:      Value Payable Post

VIRUS:   Vital Information Resources Under Siege

VCR:      Video Cassette Recorder

VAT:      Value-Added Tax

USP:             Unique Selling Proposition

UTI:              Unit Trust of India

UPS:             Uninterrupted Power Supply

UGC:      University Grants Commission

UAE:      United Arab Emirates

TDS:         Tax-Deduction at Source

TAX:          Trunk Automatic Exchange

SWIFT:      Society for World-wide International Financial Transactions

STD:         Subscriber Trunk Dialing

SMS:     Short Messaging Service

SENSEX: Sensitive Index

SSB:        Service Selection Board

 SEBI:     Securities Exchange Board of India

SAARC:  South Asian Association fir Regional Cooperation

ROM:     Read Only Memory

RMS:      Railway Mail Service

RAM:      Random Access Memory

RADAR:   Radio Detecting and Ranging

PWD:     Public Works Department

PVC:       Poly Vinyl Chloride

PTO:      Please Turn Over

PSLV:     Polar Satellite Launch Vehicle

PIN-Code:      Postal Index Number Code

PAN:      Permanent Account Number

NSS:           National Service Scheme

PC:        Petty Cash

NRI:            Non-Resident Indian

NIIT:         National Institute of Information Technology

NOC:           No Objection Certificate

NCC:        National Cadet Corps

NAV:         Net Asset Value

MLA:      Member of Legislative Assembly

MBBS:    Bachelor of Medicine and Bachelor of Surgery

MMS:     Multimedia Messaging Service

LPG:      Liquefied Petroleum Gas

lbw:       leg, before wicket (in cricket)     

LCD:      Liquid Crystal Display

LAN:      Local Area Network

ITI:       Indian Telephone Industries; Industrial Training Institute

ISRO:     Indian Space Research Organisation

ISO:         International Organisation for Standardisation

ISI:          Indian Standards Institute

ISD:          International Subscriber Dialing

IRS:         Indian Remote Sensing (satellite)

IRC:          International Red Cross

IRDA:        Insurance Regulatory Development Authority

IPS:          Indian Police Service

INSAT:       Indian National Satellite

IMS:       Indian Medical Service

IIT:         Indian Institute of Technology

IFFCO:   Indian Farmers Fertilisers Corporation Limited

IFC:       Industrial Finance Corporation: international Finance Corporation

IFCI:      Industrial Finance Corporation of India

IFCS:     International Federation of Company Secretaries

IDBI:      Industrial Development Bank of India

ICICI:     Industrial Credit and investr~1ent Corporation of India

ICC:      International Chamber of Commerce; International Control Commission;

ICC -     International Cricket Council

IBM:      International Business Machines: Indian Bureau of Mines

IAS:       Indian Administrative Service

http:      hypertext Transfer Protocol

HTML:    Hyper Text Markup Language

HIV:      Human Immunodeficiency Virus

HDML:    Hyper Devices Markup Language

GSM:       Global System for Mobile Communication

GSLV:      Geo-synchronous Satellite Launch Vehicle

GLOBE:     Global Learning and Observation to Benefit the Environment

GPRS:      General Pocket Radio System

GCM:       Greatest Common Measure; General Court Martial

FTP :      File Transfer Protocol

FM:       Field Marshal

FIR:       First Information Report

ESIC:     Employees’ State Insurance Corporation

EPF:      Employees Provident Fund

GEM:        Gender Empowerment Measure

ECG:      Electrocardiogram

DVD:      Digital Versatile/Video Disc

DTS:      Digital Theatre System

CST:      Central Sales lax

CNN:      Cable News Network

CITU:     Centre of Indian Trade Unions

DSB:      Digital Satellite Broadcasting

CD-ROM: Compact Disc-Read Only Memory

CBSE:   Central Board of Secondary Education

CBI:      Central Bureau of investigation

BSE: Bombay Stock Exchange

NSE – NATIONAL STOCK EXCHAGE

BSNL: Bharat Sanchar Nigam

BHEL: Bharat Heavy Electricals Ltd.

BCCI: Board of Control for Cricket in  India: Bank of Credit and Commerce International        

BIS: Bureau of Indian Standards

BBC: British Broadcasting Corporation       

ATM : Automatic Teller Machine

ABC: Audit Bureau of Circulations; American Broadcasting Company

AIR: All India Radio

EDC - Electronic Data Capturing machine

  

MUTHOOT TOLL FREE NUMBER   -   1800 425 1887

CUSTOMER CARE                                -   09847091119

                                                                        09382391119

                                                                      

ACCOUNT CODE

7001                                = HO ACCOUNTS (TDS)

7002                                = MONEY TRANSFER & OD

7003                                = HO INSURENS

7004                                = HO N P A GOLD

7005                                = HO MLFL

7007             = HO FINANCE

7008             = M-POWER

7009             = NEW TRAVELSMART

7012             = HO FM

7016             = MSTL

7017             = HO TREASURY

7018             = CHENNAI LIVE

7019             = HO STRESSED ASSETS 2

7021             = HO NEW COMPANIES

7024             = AUDIT TRAVELLING EXPENSS

7025             = STRESSED ASSETS HO

7028             = HO FIXED ASSETS (up to 31.03.2010)

7029             = HO FIXED ASSETS(SALE OF FIXED ASSETS)

7031             = HO ACCOUNTS LAND & BUILDING